24 Hour Voice Response Banking

Telephone Banking is your connection to First National Bank, giving you immediate access to the information you need most often. With 24 Hour Customer Service, you can quickly and easily:

• Make account balance inquiries
• Determine the last six transactions on your account
• Make transfers for one account to another

To access your information the number is (870) 886-2222 or 1-866-623-1391.

Safe Deposit Box

For just pennies a day, a Safe Deposit Box is a secure place to store valuable items and important documents. The contents are secure against fire or theft and you have easy access during banking hours.

Direct Deposit

Sign up for direct deposit for your Social Security or payroll checks and you won't have to worry about lost, stolen or undelivered checks.

Reorder Checks

Reordering checks from First National Bank couldn't get easier! You can now order directly through the Harland Checks link from our Website. Use the convenient check-reordering methods to save time. Reorder when you want to, 24 hrs a day - 7 days a week.

Overdraft Privilege

Automated Overdraft Privilege is another convenience, and another good reason, for banking with First National Bank. Automated Overdraft Privilege will provide you with the ability to overdraw your account, up to $500 for Personal Checking accounts.

This Automated Overdraft Privilege is extended to you to provide additional flexibility and convenience in managing your funds, and to provide you with peace of mind knowing your checks will be honored up to your assigned overdraft privilege limit.

ATM/Debit Card

• First National Bank’s ATM/Debit Card is your checkbook and ATM card all rolled into one.
• No checkbook to carry
• Use anywhere MasterCard is accepted.
• Sale amount automatically deducted from your checking account
• Fee – No Fee
• No waiting for check approval
• Convenient and easy to use

As an ATM card, it works instantly at ATM machines throughout the world. As a debit card, it can be used for purchases everywhere MasterCard is accepted.

Note: The Debit Card is available only to checking account customers and is the property of First National Bank. Application is subject to approval.

CDARS – Certificate of Deposit Account Registry Service

CDARS is the easiest and most convenient way to receive full FDIC insurance on deposit amounts larger than $100,000.00. Everything is handled through our bank. Your large deposit is broken into smaller amounts and placed with other banks that are members of a special network. Then, those member banks issue CD’s in amounts under $100,000, so that your entire investment is eligible for FDIC insurance. By working with just one bank – First National Bank – you can receive insurance from many. With CDARS, you earn one rate on your entire investment. You receive one statement listing all of your CDs, along with the issuing banks, maturity dates, interest earned, and other details. It’s that simple. To learn more, talk to one of our Customer Service Representatives today.

Trust Services

Trusts can provide peace of mind, help you plan for the future and offer tax benefits for your family. Among the services provided by our trust division are:

• Personal Trusts
• Estates
• Guardianships
• Life Insurance Trust
• Corporate Bond Issues

Additional Services we provide

Cashiers Checks and Money Orders, Visa Travel/Money Cards, Checks, Notary Service, US Savings Bond Sales and Redemptions and Wire Transfers.